Find a new car loan with a great rate from Capital One. Use the calculator below to estimate your monthly payments. Once you’re ready to apply, you can do so online from the comfort of your own home. With Capital One’s Blank Check program, you can be pre-approved for a loan amount, and have up to 45 days to find the perfect vehicle for you.
Calculate your estimated monthly car payment or auto loan amount. Here's how:
1. View Rates
View loan disclosures
Loan Type 36 mos 48 or 60 mos 66 or 72 mos
New Car
APR as low as
2.99% 3.39% 3.99%
Used Car (Dealer)
APR as low as 3.99% 4.09% 5.09% Current Rates for Auto Refinancing
Loan Type 24 or 48 mos 49 or 72 mos
Auto Refinance
APR as low as 3.69% 4.19%
2. Calculate your estimated monthly car payment or loan amount*
Calculate your estimated monthly payment
Enter your loan amount, interest rate, and loan term in the fields provided, or use our sliders to estimate your monthly payment amount.
*Payment amounts may differ from your actual payment amount. Estimate assumes the first payment is made one month (30 - 31 days) from the contract date.
Calculate your estimated loan amount
Enter your monthly payment, interest rate, and loan term in the fields provided, or use our sliders to estimate the amount of your auto loan.
3. Lock in today's rate for 45 days
Apply online - It's fast and easy
Apply for your new or used car loan online and get a response in minutes
Upon approval, get a Blank Check® as soon as the next day
Make the Blank Check payable to the dealer and drive away
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